Last Updated: 3 July 2026
By accessing our websites, subscribing to our materials, booking services, or purchasing any courses, workshops, readings, coaching sessions, digital products, or other materials across any of our online properties, including:
You agree to comply with and be bound by the following Terms, Conditions, and Disclaimers.
If you do not agree with these terms, please do not use our websites, book our services, or purchase our digital products.
All content, conceptual models, philosophies, frameworks, digital assets, video downloads, text, graphics, written materials, course materials, workshop materials, and resources provided on our websites or within our learner dashboards are the intellectual property of ZAMMTOPIA.
These materials are provided for your personal, non-commercial self-development, reflection, contemplation, and private learning.
You may not copy, share, modify, resell, reproduce, record, redistribute, or distribute our materials, course content, workshop materials, digital products, or learner dashboard access links to any third party without our explicit written consent.
All transactions for readings, coaching sessions, workshops, courses, digital products, or other materials are processed securely through encrypted third-party payment providers.
Access to digital products, view-only or downloadable files, online materials, and learner dashboard portals may be granted automatically upon successful payment processing.
Due to the nature of digital products, downloadable files, recorded materials, and online learning resources, all sales are final once the content has been accessed, downloaded, or delivered, except where a refund is required by applicable law.
For live services, readings, workshops, or coaching sessions, any cancellation, rescheduling, or refund conditions will be stated at the time of booking or purchase.
ZAMMTOPIA operates as a global philosophy, coaching, tarot, and self-development platform offering resources, perspectives, intuitive insights, and materials focused on personal development, self-awareness, reflection, and inner growth.
The insights, coaching concepts, tarot readings, philosophies, frameworks, or perspectives shared during programs, courses, readings, consultations, workshops, or within our written and digital materials are provided for personal exploration, reflection, and self-awareness only.
They do not constitute, and should never replace, professional medical, psychological, legal, financial, tax, or other regulated professional advice.
You are responsible for your own choices, actions, decisions, and interpretations. As an independent adult learner or client, you retain complete free will and personal agency.
Any decisions made or actions taken by you based on the philosophies, coaching concepts, tarot readings, intuitive insights, or materials provided across our websites are entirely your own responsibility.
To the fullest extent permitted by law, ZAMMTOPIA accepts no liability for choices, actions, outcomes, or life paths chosen following your use of our websites, services, readings, courses, workshops, or materials.
ZAMMTOPIA does not guarantee any specific personal, spiritual, emotional, financial, professional, or life outcome from using our services, readings, courses, workshops, or materials.
Any examples, insights, testimonials, or personal reflections shared through our websites or materials are provided for illustrative purposes only and do not guarantee that you will experience the same or similar results.
Your growth, decisions, and outcomes depend on your own circumstances, choices, effort, interpretation, and personal responsibility.
ZAMMTOPIA is headquartered in New Zealand and serves a global community.
By accessing our websites, booking our services, or purchasing our products, you agree that these Terms are governed by and interpreted in accordance with the laws of New Zealand, except where applicable consumer protection laws in your own country cannot legally be excluded.
If any dispute arises from your use of our websites, products, services, or materials, we encourage you to contact us first so we can attempt to resolve the matter in good faith.
We reserve the right to update, modify, suspend, or discontinue any part of our websites, services, materials, courses, workshops, or these Terms at any time.
When we update these Terms, we will revise the “Last Updated” date at the top of this page.
Your continued use of our websites, services, or materials after any changes are posted means you accept the updated Terms.
If you have any questions about these Terms, our services, or our materials, please contact us using the form
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